Is Fort Worth A Cheap or Expensive Place to Live?


Fort Worth, Texas, offers an appealing mix of affordability and quality of life, making it an attractive destination for potential residents. Known for its relatively low median home prices, the city stands out with housing costs significantly below the national average.

While utility bills may be higher, residents benefit from lower grocery and healthcare expenses, adding to the overall cost-effectiveness of living here. Understanding the nuances of Fort Worth’s cost of living, including housing, utilities, food, healthcare, and transportation, can help prospective movers make informed decisions and enjoy the financial advantages this vibrant city offers.

Key Takeaways

  • Fort Worth’s median home price sits 9.3% under the national average. Homes are more affordable.
  • Utility bills, for energy and water, cost more than in many places.
  • Groceries are 7% cheaper than the national average. This makes dining and shopping affordable.
  • Healthcare costs are 13% lower than the national average. This cuts medical expenses.

Housing Costs

Housing Costs

Considering a move to Fort Worth?  The median home price stands at $306,700, nearly 9.3% under the national average. This makes buying a home here a smart financial decision compared to other places. Fort Worth’s home affordability offers great value for those looking to buy within their budget.

But, if you’re thinking of renting, the picture changes. Rent for a two-bedroom unit is about 11.2% over the national average and 19.5% above the state average. This means buying a home might be easier on your wallet than renting.

Utility Expenses

Average utility costs for energy, phone, and other services are high, above the national average. These utility expenses are a big part of living costs. Here’s what you might spend each month as an example:

  1. Energy cost: $220.12 monthly.
  2. Phone bills: About $211.92 a month.
  3. Internet services: Roughly $71.83 monthly.

Knowing these costs helps you budget and avoid surprises. Fort Worth’s charm has its price. Being ready is essential.

Food and Dining

Generally food costs less than other places.  This helps when balancing living costs. Grocery prices are about 7% below the national average.

Healthcare Expenditures

Healthcare costs stand 13% below the national average. This includes visits to doctors, dentists, and optometrists. However, consider health insurance availability and coverage. It significantly affects healthcare spending.  Here’s what you pay on average:

  1. Doctor’s visit: $108.42
  2. Dentist appointment: $93.54
  3. Optometrist visit: $102.13
  4. Prescription drugs: $399.48

Income and Affordability

The median household income in Tarrant County is $71,400, a bit higher than the U.S. average. Yet, it’s not just about earnings, but also spending. Fort Worth has lower healthcare costs than Texas and the U.S. averages. But, groceries and housing cost more here than in the rest of Texas, though they’re still under the U.S. average.


Living in Fort Worth presents a unique balance of affordability and quality, making it an excellent choice for individuals and families. The city’s housing market offers competitive prices, particularly for homebuyers, while essential costs like groceries and healthcare remain below the national average.

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